Home » Vehicle repair costs for deer strikes in Kentucky jump 50% in 5 years

Vehicle repair costs for deer strikes in Kentucky jump 50% in 5 years

Big bucks: Average animal strike costs more than $6,000
In the 10-year period from 2012-2021, almost 1,900 people were killed in crashes involving animals, including 44 fatalities in Kentucky.

LEXINGTON, Ky. ― AAA is reminding drivers that this is the time of year when they are most likely to strike a deer, which can be both dangerous and now, significantly more expensive than in years past. October through December marks deer-mating season, so the animals are more active and therefore, more likely to dart into the roadway, increasing the risk of a costly and potentially deadly collision.

While the vast majority of deer strikes do not involve serious injury, according to the Insurance Institute for Highway Safety (IIHS), in the 10-year period from 2012-2021, almost 1,900 people were killed in crashes involving animals, including 44 fatalities here in Kentucky.  

With that in mind, AAA is encouraging drivers to stay focused and look out for deer, especially during the morning and evening hours when the distracted animals are most active and most likely to intersect with commuters.

“While roadway encounters with animals can occur at any time, deer are most active from October through December. AAA is reminding motorists to stay focused on the roadway and watch for deer, even in the city,” says Lori Weaver Hawkins, public affairs manager, AAA Blue Grass. “Drivers should also review their auto insurance policy to ensure adequate coverage. Even a minor collision can result in a major expense.”

New vehicle technology driving up cost of repairs
Insurance Agency at AAA statistics indicate that across Kentucky, the average claim for an animal strike in 2022 was more than $6,000 – up more than 50% in just five years.

While there are multiple factors at play, the sharp increase is due in large part to new vehicle technology driving up the cost of repairs, including cameras and sensors that may be in the windshield, bumper or mirrors. Lingering supply chain issues are also an issue.

“Like any wildlife, deer can be unpredictable, so even the best drivers are at risk,” Weaver Hawkins adds. “In addition to your vehicle damage, the cost of repairs may put a serious dent in your wallet if you don’t have a comprehensive insurance policy with adequate coverage.”

AAA tips to avoid an animal collision

  • Keep scanning the roadway. Continuously sweep your eyes across the road for signs of animals. While the most likely crash is caused by an animal darting in front of you, one might also run into the side of your car.
  • Be especially attentive in early morning and evening. Many animals, especially deer, are most active during prime commuting hours―roughly 5-8 a.m. and 5-8 p.m.
  • Use high beams at night when there’s no oncoming traffic. Your brights can help you spot animals sooner. The light reflecting off their eyes may also reveal their location.
  • Slow down and watch for other deer to appear. Deer rarely travel alone, so if you see one, there are likely to be one or more nearby.
  • Honk your horn with one long blast. A long blast on your horn may frighten large animals, such as deer, away from your vehicle. The Insurance Information Institute advises against relying on devices such as deer whistles and reflectors, which have not been proven to reduce collisions with animals.
  • Use brakes if impact is imminent. If an animal is in your path, stay in your lane. Swerving away from animals can confuse them so they don’t know which way to run. It can also put you in the path of oncoming vehicles or cause you to crash into objects on the side of the road.
  • Always wear a seatbelt. The chances of getting injured when hitting an animal are much higher if you don’t have your seatbelt on.

In the event of a collision with an animal, Insurance at AAA recommends:

  • If possible, immediately move the vehicle to a safe location out of the roadway. Your safety and the safety of your passengers are most important.
  • Once you are in a safe location and no longer driving, call the police.
  • Put the vehicle’s hazard lights on, whether it is light or dark outside.
  • Avoid making contact with the deer/animal. A frightened or wounded animal can hurt you or further injure itself.
  • Contact your insurance company as quickly as possible to report any damage to your car.
  • Take photos of the damage if you can do so safely and without entering the roadway.
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